1) IF THERE IS AN INCREASE IN THE EXTERNAL COMMERCIAL BORROWINGS IN INDIA. WHAT WILL BE THE IMPACT ON THE EXTERNAL DEBT OF THE COUNTRY ?
(a) Increase
(b) Decrease
(c) Remain unaffected
(d) Either increase or decrease
Ans)(a) Increase
2) WHICH AMONG THE FOLLOWING EFFECTS WILL BE SEEN ON “DEPOSIT RATES” IF RBI TIGHTENS ITS POLICY ?
(a) The deposit rates will increase
(b) The deposit rates will decrease
(c) The deposit rates will remain unaltered
(d) Either Increase or decrease
Ans)(a) The deposit rates will increase
3) THE “SERVICE AREA APPROACH” WAS AN STRATEGY LAUNCHED TO IMPROVE WHICH OF THE FOLLOWING ?
(a) Micro, Small and medium Enterprising
(b) Unorganized Sector
(c) Rural lending
(d) Urban Industrial Lending
Ans)(c) Rural lending
4) IN CONTEXT WITH THE CREDIT CARD BUSINESS IN INDIA, A HOT CARD REFERS TO ______?
(a) Low Interest Credit Card
(b) Unsolicited Credit Card
(c) Lost Credit Card
(d) Highly Promoted Credit Card
Ans)(c) Lost Credit Card
5) FOR WHICH OF THE FOLLOWING, THE RESERVE BANK OF INDIA HAS STIPULATED A MAXIMUM CAPITAL ADEQUACY REQUIREMENTS IN INDIA ?
(a) Private Sector Banks
(b) Banks that Undertake Insurance Business
(c) Local Area Banks
(d) Scheduled Commercial Banks
Ans)(c) Local Area Banks
6) THE GOVERNMENT OF INDIA PROVIDES FOOD SUBSIDY BY __:
(a) Fixing Central Issue prices
(b) Selling grains via PDS mechanism
(c) Funding FCI in purchase of foodgrains
(d) All of above
Ans)(d) All of above
7) WHICH AMONG THE FOLLOWING IS / ARE INCLUDED IN THE BALANCE OF PAYMENTS ?
1. BALANCE OF TRADE
2. FOREIGN DIRECT INVESTMENTS
3. FOREIGN INDIRECT INVESTMENTS
4. FOREIGN AID
5. FOREIGN TOURIST EXPENDITURES
6. DOMESTIC TOURISM EXPENDITURES
Choose the correct option from the codes given below:
(a) 1, 2, 3, 4, 5 & 6
(b) Only 1, 2 & 5
(c) Only 2, 3, 4 & 5
(d) Only 1, 2, 3, 4 & 5
Ans)(d) Only 1, 2, 3, 4 & 5
8) CONTINUOUS INCREASE IN TAX RATES WILL RESULT IN:
(a) Continuous increase in tax revenue of government
(b) Continuous decrease in tax revenue of government
(c) Increase in tax revenue up to a point and then decrease
(d) Decrease in tax revenue up to a point and then increase
Ans)(c) Increase in tax revenue up to a point and then decrease
9) A PERSON REACHES THE BANK WITH A DEMAND DRAFT PAYABLE TO HIS ACCOUNT. AT THIS SITUATION, THE BANK WORKS AS WHICH OF THE FOLLOWING ?
(a) Creditor
(b) Debtor
(c) Beneficiary
(d) Trustee
Ans)(d) Trustee
10) IN CONTEXT WITH BANKING, WHICH AMONG THE FOLLOWING IS THE NEAREST MEANING OF AMORTIZATION ?
(a) Repayment of Principal and Interest
(b) Repayment of Principal
(c) Repayment of loan in one lump sum
(d) None of the above is a correct answer
Ans)(a) Repayment of Principal and Interest
11) WHICH AMONG THE FOLLOWING IS NOT IN THE LIST OF MAHARATNA ?
(a) Coal India Limited
(b) Steel Authority of India Limited
(c) Bharat Electronics Limited
(d) Bharat Heavy Electricals Limited
Ans)(c) Bharat Electronics Limited
12) WHICH OF THE FOLLOWING IS COMPONENT OF CAPITAL MARKET ?
(a) Equity market
(b) Debt market
(c) Derivative market
(d) All of the above
Ans)(d) All of the above
13) IF INSTEAD OF WOODEN PLOUGHS IRON PLOUGHS ARE USED IT WOULD BE AN EXAMPLE OF WHICH OF THE FOLLOWING ?
(a) Obsolete technology
(b) Appropriate technology
(c) Redundant technology
(d) Ultimate technology
Ans)(b) Appropriate technology
14) WHICH TAX CONTRIBUTES THE MOST TO THE CENTRAL EXCHEQUER IN INDIA ?
(a) Goods and Services Tax (GST)
(b) Income Tax
(c) Customs Duty
(d) Corporate Tax
Ans)(d) Corporate Tax
15) WHO IS THE AUTHOR OF “END OF HISTORY AND THE LAST MAN” ?
(a) Karl Marx
(b) J.S.Mill
(c) Francis Fukuyama
(d) None of the above
Ans)(c) Francis Fukuyama
16) WHO SUGGESTED THE ROLLING PLAN FOR BACKWARD COUNTRIES ?
(a) Gunnar Myrdal
(b) Amartya Sen
(c) R.Samuelson
(d) M.R.Lewis
Ans)(a) Gunnar Myrdal
17) WHICH OF THE FOLLOWING IS CORRECT ABOUT DRIP IRRIGATION ?
1. IT IS A MICRO-IRRIGATION SYSTEM
2. WATER IS DIRECTLY APPLIED TO ROOTS
3. IT REDUCES LEACHING
4. FIELD LEVELLING IS NOT NECESSARY
Choose the correct option from the code given below:
(a) 1 & 2 Only
(b) 1, 2 & 3 Only
(c) 1, 3 & 4 Only
(d) 1, 2, 3 & 4
Ans)(d) 1, 2, 3 & 4
18) WHICH IS THE LARGEST RUBBER PRODUCING STATE IN INDIA ?
(a) Kerala
(b) Karnataka
(c) Assam
(d) Arunachal Pradesh
Ans)(a) Kerala
19) WHICH IS MOST GROWN OILSEED IN INDIA ?
(a) Soyabean
(b) Groundnut
(c) Mustard
(d) Sunflower
Ans)(a) Soyabean
20) WHICH IS THE LARGEST PRODUCER OF CASTOR IN THE WORLD ?
(a) China
(b) India
(c) Australia
(d) Brazil
Ans)(b) India
21) WHICH IS THE LARGEST OILSEED PRODUCING STATE IN INDIA ?
(a) Gujarat
(b) Maharashtra
(c) Karnataka
(d) Madhya Pradesh
Ans)(a) Gujarat
22) WHAT IS HORTICULTURE’S SHARE IN THE INDIAN EXPORT MARKET ?
(a) 30%
(b) 45%
(c) 33%
(d) None of the above
Ans)(c) 33%
23) WHICH AMONG THE FOLLOWING IS AN EXAMPLE OF SECONDARY PROCESSING ?
1. CHOCOLATE
2. CHIPS
3. BREAD
4. WHEAT
5. CURD
Choose the correct option from the choices given below :
(a) 1,2 and 3 only
(b) 2,3,4 and 5 only
(c) 1,2,3 and 4 only
(d) 1,2,3 and 5 only
Ans)(d) 1,2,3 and 5 only
24) WHAT IS THE FDI ALLOWED IN CONTRACT MANUFACTURING THROUGH AN AUTOMATIC ROUTE ?
(a) 75%
(b) 100%
(c) 50%
(d) None of the above
Ans)(b) 100%
25) WHICH ORGANIZATION RELEASES THE WHOLESALE PRICE INDEX(WPI) ?
(a) Central statistical office
(b) NSSO
(c) Economic advisor
(d) None of the above
Ans)(c) Economic advisor
26) WHICH COMPANY OPERATES THE LARGEST GAS PIPELINE IN THE COUNTRY ?
(a) ONGC
(b) IOCL
(c) GAIL
(d) Reliance petrochemical ltd
Ans)(c) GAIL
27) WHAT IS THE CONTRIBUTION OF HOUSING TO INDIAN GDP ?
(a) 11 %
(b) 23%
(c) 14%
(d) 13%
Ans)(a) 11%
28) WHICH AMONG THE FOLLOWING IS A FEATURE OF INDIAN MONEY MARKET ?
1. PRESENCE OF LARGE UNORGANIZED MARKET
2. LESS DEVELOPED AND LESS POPULAR IN COMPARISON TO DEVELOPED COUNTRIES.
3. SEASONAL INTEREST RATES.
Choose the correct option from the choices given below:
(a) 1 and 2 only
(b) 1,2 and 3 only
(c) 2 and 3 only
(d) 1 and 3 only
Ans)(b) 1,2 and 3 only
29) HOW MANY TIMES IN A YEAR DOES RBI RELEASE MONETARY POLICY ?
(a) 3
(b) 6
(c) 4
(d) 2
Ans)(b) 6
30) WHAT IS THE MAXIMUM CREDIT LIMIT UNDER LAF ?
(a) 10 crores
(b) 5 crores
(c) 15 crores
(d) 20 crores
Ans)(b) 5 crores
31) WHICH AMONG THE FOLLOWING ARE THE COMPONENTS OF RESERVE MONEY ?
1. CURRENCY WITH THE PUBLIC
2. OTHER DEPOSITS WITH THE RBI
3. CASH RESERVES OF THE BANKS HELD WITH THEMSELVES
4. CASH RESERVES OF THE BANKS HELD WITH RBI
Choose the correct option from the choices given below:
(a) 1,2 and 3 only
(b) 2 and 3 only
(c) 1,3 and 4 only
(d) All of the above
Ans)(d) All of the above
32) WHAT IS A STATE DEVELOPMENT LOANS(SDL) ?
(a) Loans given by World bank for state development
(b) Money raised by states by issuing short term loans
(c) Loan given by central government to state government
(d) Money raised by states by issuing long term bonds
Ans)(d) Money raised by states by issuing long term bonds
33) WHICH TYPE OF BANKS HELPS COMPANIES DURING THE IPO ?
(a) Development banks
(b) Investment banks
(c) Mutual Funs managers
(d) Specialized banks
Ans)(b) Investment banks
34) WHAT IS THE LIMIT OF FDI IN DEFENCE SECTOR, UNDER AUTOMATIC ROUTE ?
(a) 26%
(b) 49%
(c) 74%
(d) 100%
Ans)(c) 74%
35) NATIONAL FOOD SECURITY ACT PROVIDES LEGAL FOOD SECURITY TO WHAT FRACTION OF INDIAN POPULATION ?
(a) 35%
(b) 50%
(c) 67%
(d) 78%
Ans)(c) 67%
36) WHICH GOVERNMENT INSTITUTION REGULATESS SIDBI ?
(a) RBI
(b) NABARD
(c) Department of Finance
(d) NHB
Ans)(a) RBI
37) WHICH OF THE FOLLOWING IS BEST ALLOCATED IN PPP ?
1. RISK
2. RESOURCES
3. RESPONSIBILITIES
4. OWNERSHIP
Choose the correct option from the choices given below:
(a) 1 and 2 only
(b) 1,2 and 3
(c) 1,3 and 4
(d) All of the above
Ans)(b) 1,2 and 3
38) WHICH COUNTRY IS THE WORLD’S LARGEST OIL CONSUMER ?
(a) USA
(b) India
(c) China
(d) Russia
Ans)(a) USA
39) WHICH OF THE FOLLOWING CONSTITUTE THE LABOUR FORCE ?
(a) all employed persons
(b) All employed as well as unemployed persons
(c) All employed as well as unemployed persons willing to work
(d) All employed persons in unorganized sector
Ans)(c) All employed as well as unemployed persons willing to work
40) WHICH OF THE FOLLOWING IS CALLED THE MINIMUM PAYMENT TO THE FACTOR OF PRODUCTION ?
(a) Quasi Rent
(b) Rent
(c) Wages
(d) Transfer Payment
Ans)(d) Transfer Payment
41) WHERE IS THE HEADQUARTERS OF DICGC(DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION) LOCATED ?
(a) Hyderabad
(b) Delhi
(c) Mumbai
(d) Pune
Ans)(c) Mumbai
42) WHICH OF THE FOLLOWING IS BEST ALLOCATED IN PPP ?
1. RISK
2. RESOURCES
3. RESPONSIBILITIES
4. OWNERSHIP
Choose the correct option from the choices given below:
(a) 1 and 2 only
(b) 1,2 and 3
(c) 1,3 and 4
(d) All of the above
Ans)(b) 1,2 and 3
43) WHAT IS THE THEME OF THE ‘NATIONAL TOURISM DAY’ 2022 ?
(a) Sustainable Tourism
(b) Rural and Community Centric Tourism
(c) Gender- Neutral Tourism
(d) Child Friendly Tourism
Ans)(b) Rural and Community Centric Tourism
44) WHICH OF THE FOLLOWING IS TRUE ABOUT MIXED ECONOMY ?
(a) Existence of both developed and underdeveloped sectors
(b) Equal importance to agriculture and industry
(c) Existence of both public and private sectors in the national economy
(d) Equal partnership of central and states in economic planning and development
Ans)(c) Existence of both public and private sectors in the national economy
45) WHEN DOES THE GOVERNMENT ANNOUNCE THE MINIMUM SUPPORT PRICE ?
(a) Before sowing of crops
(b) After sowing of crops
(c) After harvesting of crops
(d) Always in the month of January
Ans)(a) Before sowing of crops
46) WHAT IS THE VALUE OF ALL TANGIBLE RESOURCES SUCH AS RAW MATERIALS AND LABOR THAT ARE USED IN THE PRODUCTION PROCESS, CALLED WHICH OF THE FOLLOWING ?
(a) Real Cost
(b) Variable Cost
(c) Opportunity Cost
(d) Fixed Cost
Ans)(a) Real Cost
47) IN WHOSE FAVOR DOES INFLATION REDISTRIBUTE INCOME AND WEALTH ?
(a) Pensioners
(b) Poor
(c) Middle class
(d) Rich
Ans)(d) Rich
48) WHICH OF THE FOLLOWING DISBURSES LONG TERM CREDIT TO PRIVATE INDUSTRY IN INDIA ?
(a) Food Corporation of India
(b) Life Insurance Corporation of India
(c) Primary Credit Society
(d) Land Development Banks
Ans)(d) Land Development Banks
49) WHICH TERM IS NOT RELATED TO BANKING ?
(a) CRR
(b) NEER
(c) SLR
(d) Fixed deposite
Ans)(b) NEER
50) WHICH COUNTRY IS THE WORLD’S LARGEST OIL CONSUMER ?
(a) USA
(b) India
(c) China
(d) Russia
Ans)(a) USA
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